There are a variety of situations or needs that will require you to contact
the credit union, and this is most often done by email for convenience.
When contacting us about your account, for whatever reason, DO
NOT include your account number in the subject line or the
body of the email. Email is not an encrypted process, so it is not safe.
But do give us your full name, and last four of your social or address,
Why am I locked out of my account?
Why is my account showing "Disabled?"
For security reasons, you are given three chances within a 24 hour period
to make a successful login. After an accumulation of 3 invalid logins
in a 24-hour period, even if there were successful logins during the same
time-frame, the system assumes that someone other than an authorized person
is attempting to access the account (because the right person would know
their password and security answers, right?). It will then lock your account.
Resetting requires contacting the credit union.
How can I change my User
Name without calling the credit union?
After you have successfully logged in to your account, you can change
your User Name by clicking on the "CU Services" icon at the
top tool bar. Select the option for "Change User Name." Follow
the simple steps for changing your User Name to whatever you wish.
How can I change/reset
my password without contacting the credit union BEFORE I am locked out?
1. If you know your User Name but are not sure of your password, from
the logon screen click the "Forgot Password" link. This will
generate an automated email from us to you with steps to reset your password).
2. After you are logged on go to CU Services and click the "CU Services"
icon in the top tool bar. Select the "Change Password" option
and follow the steps.
What's the purpose of
the security features screen? I hate having to key in all that stuff every
time I log on.
The purpose of the security features screen is, well, security. In this
world of cyber-crime, security must always be at the highest and safest
levels possible. Our online account access system has the highest encryption,
and safest security levels available.
First you see the CAPCHA text image. When you
see the CAPCHA text image that YOU created at the time of your account
setup, you know that your computer is accessing our secure server where
your CAPCHA text image is stored. If you ever see a CAPCHA image that
is NOT the one you created, close that browser window and contact us immediately.
You must type the CAPCHA text image EXACTLY as it is shown in the image,
capitals, dashes, numbers, whatever.
Second, you will be presented with one of three
random questions that you selected at the time you set up your account.
You must answer the question exactly as you did when you selected the
question at set up time. By responding correctly to the question, WE know
that it is YOU who is trying to log on to the account.
What does it mean "Register
Device" on the security screen?
And related, what is the "Device Name?"
You have, as an option, a way of bypassing the security screen every time
you log on. By checking the box next to "Register Device" you
are setting in motion a super-secure process whereby our server and your
computer exchange encrypted cookies (tiny secure chunks of data stored
on both our computers) that will contain the CAPCHA and security questions
that you created. If you have registered your device (computer, laptop,
smart phone), when you log in with your user name and password the encrypted
cookies take over and do all the security work for you and us. Upon completion
of this behind-the-scenes process, you are presented immediately with
your account summary.
Associated with the "Register Device"
is the option to name the device you are registering, i.e. "My laptop,"
"home computer," etc. You can register as many different devices
as you wish. This information is not necessary, however, for the device's
registration. Periodically, say every 90 days or so, you might see the
whole security screen again, for purposes of re-registering the device.
Sort of like having to refresh your password every so often on some websites.
Can I access my account
online on my smart phone?
You certainly can! As of March 2015, we began offering a smart phone friendly
web address. It's not quite as full featured as the primary website (for
example, you can't access the Bill Pay product), but for quick account
access, balances, transfers, it can't be beat. The URL for it is: m.flexteller.net/cef
I do speak, read, and
write English, but Spanish is my native language. Got anything for me
Absolutely! Again, go to the top tool bar and click on "User Preferences."
There you will find the language options for English and Spanish. Also
there are options for resetting your security features, etc.
On the account summary
screen, what's that little drop down box on the far right all about?
That drop-down menu will provide you with multiple options for additional
services and information. Click it and check it out the options.
On the account summary
screen, what's that little drop down box in the middle top for?
If you are joint-member on other accounts, you can use this drop-down
to access those other accounts and any suffixes you are joint on.
I have problems with
the bill pay program. Who should I contact?
Our bill pay product is provided by a third-party, separate from the i-branch.
Should you have questions about the bill pay product you can contact us,
or even better use the "Chat" feature on the bill-pay site,
or call them at 800-848-4915. We can answer basic questions about using
the bill pay product, but for corrections, adjustments, verification of
a payment, etc., you will need to contact the bill pay provider directly.